In October 2022, the Federal Housing Finance Agency announced new guidelines for the credit score models Freddie Mac and Fannie Mae can accept from mortgage lenders. While the changes may take time to be widely implemented, they could eventually have a substantial impact on groups that have historically been excluded from homeownership. These updated […]

STOP! Before you start looking at homes for sale the most important 1st step for you to take is finding out what your credit score is. Your credit score will directly influence the terms of your loan approval. If you find your credit score isn’t the best, it doesn’t mean you can’t qualify for a […]