Learn About Buying a Home Savings for FHA Buyers In an announcement this week, buyers who obtain an FHA mortgage will see the cost of monthly mortgage insurance adjusted downward. The anticipated average yearly savings is $800. This will also help buyers qualify for a higher loan amount. When qualifying for a loan, the percent of your monthly debt versus your monthly income is […]
Home Style and Decor One of the Home Energy Tax Credit Items SAVE UP TO $1,200 IN FEDERAL ENERGY TAX CREDITS! Are you redesigning or remodeling? I came across this product article to share with you. Purchase time is January – December 2023. The federal government is now offering energy tax credits on select energy-efficient Hunter Douglas Duette® Honeycomb Shades—letting you earn 30% of the purchase price* back in […]
Home Style and Decor Top 5 Home Trends to Watch in 2023 Backyards top the list along with other up-and-coming home trends: outdoor rooms, edible gardens, and … mirrored walls. Plus, the “renovation generation” is here, and they’re not scared of a hammer. https://www.floridarealtors.org/news-media/news-articles/2022/12/top-5-home-trends-watch-2023
Learn About Buying a Home New FHFA Credit Score Rules Could Broaden Homeownership Access   In October 2022, the Federal Housing Finance Agency announced new guidelines for the credit score models Freddie Mac and Fannie Mae can accept from mortgage lenders. While the changes may take time to be widely implemented, they could eventually have a substantial impact on groups that have historically been excluded from homeownership. These updated […]
Learn About Buying a Home The Most Important Number You Need To Know STOP! Before you start looking at homes for sale the most important 1st step for you to take is finding out what your credit score is. Your credit score will directly influence the terms of your loan approval. If you find your credit score isn’t the best, it doesn’t mean you can’t qualify for a […]
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